Privacy Policy

At twenty20bancard, LLC (DBA twenty20 payments), we are committed to treating our customers’ information responsibly. This privacy notice is intended to describe how we gather, use, and disclose your information. This Notice applies to Nonpublic Information about individuals and business entities that seek or obtain financial products and services from the Companies for business or commercial purposes (“Commercial Customers”). “Nonpublic Information” means any information about a Commercial Customer from which the customer could be identified, whether obtained directly from the Commercial Customer or from another source. It does not include anonymous information or information that is lawfully available to the general public.

HOW WE USE AND DISCLOSE YOUR INFORMATION

We will use and disclose Nonpublic Information about our Commercial Customers for routine business reasons. For example, we may disclose Nonpublic Information to service providers and other third parties as necessary to facilitate a transaction that you request. We may also disclose Nonpublic Information in response to judicial process, to protect the security of your records, or to prevent fraud. You do not have the opportunity to opt-out of these disclosures.
We may also disclose Nonpublic Information about our Commercial Customers to our affiliates and to non-affiliated third parties in order to offer you additional products and services that may be of interest to you. However, you have the right to direct us not make such disclosures by “opting out,” as described below in “How to Change Your Privacy Options.” If you are comfortable with how we disclose your information currently, there is no need to indicate your preference.

HOW WE GATHER YOUR INFORMATION

The Companies may gather and retain nonpublic personal information from many different sources. This may include, but is not limited to:

Applications or other forms that a customer provides to us that include information (such as name, address, Social Security Number, tax identification number, assets, income and investment objectives).
Financial account activity and transactions (such as transaction history, account balances, and usage).
Reporting agencies (such as creditworthiness and credit history).
Information from website visits (such as Cookies, usage and transaction history, and other technical data that we use for security purposes and to enhance online experience.)

HOW TO CHANGE YOUR PRIVACY OPTIONS

To opt out of disclosures to certain third parties, as described above, you can either write to us at twenty20 payments, 500 W. Overland Suite 250-M, El Paso, Texas, Attn: Privacy Administration or call a twenty20 payments Customer Service Professional at 1-888-980-9389. Opt out requests must include customer name, address, contact telephone number, related Taxpayer Identification Number (TIN) or Social Security number for all business entities that will opt out, and account number(s) (if applicable). Incomplete information will delay or possibly prevent our ability to honor your request. Our system will be updated to reflect your privacy preferences within 30 days following receipt of the request with complete information. You can verify the update by calling the Customer Service number listed above. Your opt-out choice will apply until you tell us to change your choice. If you have already shared your privacy preferences with us, it is not necessary to contact us again.

SPECIAL NOTICE FOR INDIVIDUALS

The Companies may collect certain information about individuals – such as business owners or guarantors – in connection with providing services to a Commercial Customer. Although federal law permits us to share an individual’s name, address and facts about his/her transactions and experiences in relation to the commercial transactions within our family of companies, individuals do have the right to prevent us from sharing other types of information with our affiliates. If you do not want us to share such other information with our affiliates, please contact us as described above in “How To Change Your Privacy Options.”
Federal law also gives you the right to limit some types of marketing from our affiliates and requires us to give you this notice to tell you about your rights. You may limit our affiliates in one or more of our Bank partners from marketing their products or services to you based on your personal information that we collect and share with them. You may contact us for a list of these companies by calling or writing to us at the address listed above.

This information includes your income, your account history with us, and your credit score. If you choose not to receive marketing offers from our affiliates in such circumstances, please inform us by contacting us as described above in “How To Change Your Privacy Options.” Your choice to limit marketing offers from our affiliates will apply until you tell us to change your choice. For purposes of this notice, an affiliate is any entity that is referenced on our website at www.twenty20bancard.com.